When can an individual apply for SSI as an adult?

An individual can apply for Supplemental Security Income (SSI) as an adult when they reach the age of 18. This is significant because the SSI program considers a person's financial and medical status in determining eligibility, and the transition from childhood to adulthood can change those criteria.

Before age 18, a child may qualify for SSI based on different criteria related to childhood disability; however, turning 18 marks a transition point where the evaluation shifts from childhood criteria to adult eligibility standards. After this age, individuals must meet the adult criteria that include stricter income and asset limits as well as a more thorough assessment of their functional limitations.

While individuals can begin preparing for their application before turning 18, the actual application for SSI benefits must occur once they have reached this age, making it an important milestone in understanding how the SSI system operates for adults.